We specialize in making loans on trucks. We work with consumers and owner/operators buying trucks or having their trucks repaired. We also provide floor plan financing and loans to purchase fleets to truck dealers.
We’re based in Miami, but work with customers throughout Miami, Ft. Lauderdale, Boca Raton, Orlando and other cities in south and central Florida.
We finance all types of new and used trucks.
It depends on the truck, however, we are less likely to finance a vehicle that is more than 10 years old.
No. We help people who have been declined by banks and financing companies. Unlike those lenders, we don’t require perfect credit. And we don’t let past issues like bankruptcies and tax liens get in the way of your future.
We can get around almost any credit situation and find creative ways to get you the truck loan you need.
We make loans to recent immigrants if they have previous experience in the trucking industry.
Yes, if they have previous experience in the trucking industry.
Interest rates fluctuate daily and also are influenced by your individual situation, so it’s impossible to quote you a rate here. However, our rates are always competitive and we’re known for coming up with flexible solutions.
In most cases the key to getting around a poor credit history is using additional collateral. We use free and clear title on trucks including the truck you are buying or trucks and trailers you already own, as long as you have free and clear titles. We can even use additional collateral owned by a cosigner.
We can get you pre-approval in about 4 to 5 hours. All we need is a driver’s license, credit application and the specs of the truck.
Loans are funded by next day or sooner if all the necessary documents have been provided and are in order.
While there’s no guarantee, our finance specialists will work hard to get you the loan you need. In nearly all cases, the process is easy, and we can come up with creative solutions to handle specific challenges.
Yes, we charge a nominal fee based on the finance amount. At pre-approval all fees will be clearly stated in writing. You’ll be able to see the amounts and what they are for. We believe in complete transparency, so you won’t get hit with hidden fees or last-minute charges.
The truck dealer (seller) will take care of filing the title with the state.
You will be listed as the registered owner. Genesis Capital Finance will be listed as the lien holder.
Yes, you can pay the entire balance without a penalty. Or you can contribute extra funds each month and pay it off early that way.
Yes, you can find a description of the process and all the appropriate forms and documentation requirements here.
You can find the list of documents here.
We start with pre-qualification for the loan. All we need is a copy of your driver’s license, the specs of the truck you want to buy, and a completed credit application.
Do you have further questions? Need help completing your application form? Contact Genesis Capital Finance at (786) 207-4758 or email@example.com